Investing

/Investing

Drowning out the noise.

Everyday we are each subjected to a barrage of 'noise' about the state of the market. The ups and downs of different sectors gets daily airplay.  And it's easy to feel edgy about whether there's something you should be doing or changing in response to that. Our philosophy is to encourage our clients to tune [...]

July 29th, 2017|

The beauty of investing in index funds

Back in 2007, Warren Buffett – one of the world’s most successful investors – waged a bet that over 10 years, an S&P 500 index fund would outperform ten hedge funds of the taker's choice. The sum to be invested was $1 million, with the proceeds going to charity. The bet was taken up by Protégé [...]

December 12th, 2016|

So you’ve got your financial plan. What happens next?

  As a client of 5 Financial, your adviser has now presented you with your customised financial plan that addresses the key areas of concern you raised in your initial briefing. It also captures a ‘financial snapshot’ of where you stand right now, and the steps we recommend you take to enable you to achieve each [...]

November 22nd, 2016|

The US election & market implications

The surprise election of Donald Trump in last week's presidential election created some market wobbles, and naturally many people have been concerned about the impact on their portfolios. Vanguard has published a response, based on an analysis of decades of historical data. It shows that presidential elections typically don't have a long-term effect on market [...]

November 14th, 2016|

Life without a crystal ball.

Markets go up. Markets go down. And so it continues. If only we could predict with absolute precision and certainty, when market upturns and downturns would take place. But of course that’s impossible. Without a crystal ball at your disposal, trying to ‘time the market’ to capitalise on the best days and avoid the worst [...]

September 30th, 2016|

Jason & James featured in Money Magazine.

It's fantastic to see our financial advisers, Jason Petersen and James Sheehan, featured in the 'Ask the Experts' section of Money Magazine on the subject of 'Best place for spare cash'! You can find Jason and James' articles in the April 2016 edition on sale now. Congrats guys on this acknowledgment of your skills! Head to [...]

April 10th, 2016|

How we come up with the investment recommendations we make to you.

At 5 Financial, we are owned by people who work in our practice - not a bank or financial institution.  Our Investment Committee looks carefully at a wide range of investment options drawn from across the market. This committee is made up of our senior wealth management advisers and it meets monthly. It researches emerging offerings [...]

March 3rd, 2016|

Jason talks Instalment Warrants.

Jason Petersen, our Head of Wealth Management, is well known for his expertise in the use of instalment warrants in wealth building. Here he is interviewed for the Finance News Network and Chi-X on the subject.   So what is an instalment warrant? An instalment warrant is a way of borrowing to buy shares while [...]

February 5th, 2016|

Discipline and patience are rewarded in the long run.

With concerns about China’s economic slowdown and the drop in global oil prices, 2016 has had a bumpy start in the financial markets. Tim Buckley, chief investment officer at Vanguard, says the volatility has been expected for some time. “We just came off a long stretch of remarkably tame markets, so the sudden surge in [...]

January 21st, 2016|

How your financial adviser can help you earn up to 3% p.a. more on your investments.

Source: https://investor.vanguard.com/advice/personal-advisor Enjoying success as an investor is impacted by much more than simply picking the right stocks (or other investments). In our many years of experience, it's having the right strategy that's key. This means getting crystal clear on where you stand now (including taking stock of all of your current assets and liabilities, opportunities and responsibilities), [...]

December 7th, 2015|