Jason in Money Mag’s ‘Ask the Experts’.

Once again Jason Petersen - our Head of Wealth Management - has been invited to contribute to Money Magazine's 'Ask the Experts' column, this time in the February 2017 edition. This column takes a real-life case study and presents it to a couple of industry experts for their take on how the person might choose [...]

2018-01-22T08:14:24+00:00 March 15th, 2017|

The beauty of investing in index funds

Back in 2007, Warren Buffett – one of the world’s most successful investors – waged a bet that over 10 years, an S&P 500 index fund would outperform ten hedge funds of the taker's choice. The sum to be invested was $1 million, with the proceeds going to charity. The bet was taken up by Protégé [...]

2018-01-22T08:14:24+00:00 December 12th, 2016|

Life without a crystal ball.

Markets go up. Markets go down. And so it continues. If only we could predict with absolute precision and certainty, when market upturns and downturns would take place. But of course that’s impossible. Without a crystal ball at your disposal, trying to ‘time the market’ to capitalise on the best days and avoid the worst [...]

2018-01-22T08:14:25+00:00 September 30th, 2016|

How we come up with the investment recommendations we make to you.

At 5 Financial, we are owned by people who work in our practice - not a bank or financial institution.  Our Investment Committee looks carefully at a wide range of investment options drawn from across the market. This committee is made up of our senior wealth management advisers and it meets monthly. It researches emerging offerings [...]

2018-01-22T08:14:30+00:00 March 3rd, 2016|

Is it product or advice?

Imagine for a moment you’re in the market for a new car. You head into Brand X dealership and the salesperson shows you their range. Perhaps fuel economy is something that really matters to you. And maybe for the type of car you’re looking at, a different brand – let’s call it Brand Y – [...]

2018-01-22T08:14:30+00:00 March 1st, 2016|

Discipline and patience are rewarded in the long run.

With concerns about China’s economic slowdown and the drop in global oil prices, 2016 has had a bumpy start in the financial markets. Tim Buckley, chief investment officer at Vanguard, says the volatility has been expected for some time. “We just came off a long stretch of remarkably tame markets, so the sudden surge in [...]

2018-01-22T08:14:31+00:00 January 21st, 2016|

How your financial adviser can help you earn up to 3% p.a. more on your investments.

Source: Enjoying success as an investor is impacted by much more than simply picking the right stocks (or other investments). In our many years of experience, it's having the right strategy that's key. This means getting crystal clear on where you stand now (including taking stock of all of your current assets and liabilities, opportunities and responsibilities), [...]

2018-01-22T08:14:31+00:00 December 7th, 2015|

Investing: focus less on ‘what’ and more on ‘how’.

The subject of investing is something most clients are very keen to talk about. And this makes perfect sense of course. Investments do play a major role in wealth creation. We find however, that it’s very easy to get caught up in the ‘what’ of investing. By this we mean that frequently the conversation turns [...]

2018-01-22T08:14:32+00:00 December 1st, 2015|

An urge to do something – anything

The recent market volatility sometimes makes people question their investment strategy. But there can be risks in moving out of an investment – particularly if it means you miss out on any upswing. As quoted in this article, "Plenty of research shows that if you miss just a few days of the market's biggest gains, your long-term [...]

2018-01-22T08:14:33+00:00 September 11th, 2015|

Thinking ‘long term’ is the key

We’ve all been there. You’re driving along in slow traffic and you decide to change lanes, darting in and out trying to get ahead. Sometimes it works out, other times you end up being overtaken by the original lane, or you have to sweat trying to manoeuvre your way back into the lane you need [...]

2018-01-22T08:14:33+00:00 August 17th, 2015|